Your Way Mortgage - ALCOVA Mortgage
Nice colonial style home
Nice colonial style home

Your Way Mortgage

“I want to design a loan to fit my needs.”

  • A minimum 3% down payment.
  • A minimum FICO® Score of 620.
  • A debt-to-income ratio (DTI) of no more than 50%.
  • Money to cover closing costs, which are about 2%-6% of the purchase price.

Want a loan with loan term flexibility and money-saving options with your mortgage? With the Your Way Mortgage at ALCOVA, you can structure your mortgage YOUR WAY!

This cutting edge loan product gives you the option to pay off your loan in the timeframe that you want between 8-29 years. Depending on the loan length you choose, this loan could also save you money!

This loan also comes with a fixed interest rate, so you don’t have to worry about it rising. You also have flexibility with your down payment! You can buy your primary home with as little as 3% down, or choose a 20% down payment or more to avoid mortgage insurance or PMI costs.

Shop Loans

Discover all of the mortgage options, and find the loan that fits your needs!

Home Buyer Tools

Get all the knowledge and resources you need to buy and maintain a home.

Calculators

Feel like crunching some numbers on your own? Check out our mortgage calculators!

ALCOVA-color-bar
color-bar-mobile
Facebook
Twitter
Instagram
Youtube
Linkedin
GooglePlus
Better Business Bureau A+ Rating

 

 

 

 

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, AR, CO, DC, FL, GA, IN, KY, MD, NC, OH, PA, SC, TN, TX, VA, WA, WV |
308 Market St SE, Roanoke, VA 24011

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, AR, CO, DC, FL, GA, IN, KY, MD, NC, OH, PA, SC, TN, TX, VA, WA, WV |
308 Market St SE, Roanoke, VA 24011