VA Loans

“I am a veteran, surviving military spouse or currently serving.”

0% down payment
100% financing without requiring mortgage insurance
Available for primary, move-in ready residences
Fixed-rate or adjustable-rate loan options

Veterans Affairs mortgages, better known as VA loans, are a government-based product designed to help veterans attain the American Dream of home ownership. If you’re active duty military, a veteran or a spouse of a military veteran, you may qualify for a VA loan.

VA loans make it easier for veterans to get financing to buy a home. VA loans have a 0% down payment option and require a 620 minimum credit score on purchases and 640 for refinances. This loan is made through private lenders and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance.