VA Loans

Veterans Affairs mortgages, better known as VA loans, are a government-based product designed to help veterans attain the American Dream of home ownership. If you’re active duty military, a veteran or a spouse of a military veteran, you may qualify for a this loan.

VA loans make it easier for veterans to get financing to buy a home. They have a 0% down payment option and require a 620 minimum credit score on purchases and 640 for refinances. This loan is made through private lenders and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance.