Mortgage Refinance

“I want to refinance or get cash out of my property.”

Take advantage of lower market rates*
Change the terms of your loan (15 vs. 30 years or Fixed vs. Adjustable)
Cash out refinance to accomplish financial goals like paying off debt

You may have had your mortgage for a few years and find that with rates at historical lows it would save you several hundred dollars a month to refinance and take advantage of the current day rates. It’s a good idea to schedule an annual mortgage review with your mortgage advisor to make sure that you always have the best possible mortgage option for your situation.

You may find that you have a 30-year mortgage, but you would qualify for a 15-year mortgage. Or you may be in an Adjustable Rate Mortgage and be seeking a Fixed Rate Mortgage to give you more stability. Either way your mortgage advisor can review your options and figure out what is best for you.

Perhaps your home needs a new roof. Or maybe your credit card balances have crept up on you and you’d like to eliminate them. If you have equity in your home you may be able to refinance and handle these other life expenses.

*Refinancing may result in increased total life of loan finance charges over your current obligation.