About Russell Smith
I’m Russell Smith—a mortgage strategist guided by faith, grounded in family, and passionate about serving people well. I’m blessed to share life with my wife, Caroline, our growing family, and I’m incredibly proud of all of our children: Anna, Andrew, Brynnan, Drayton, and Harper—and our grandchildren, Oakland and Ollie Joseph. I’m also honored to work alongside children Anna and Andrew every day.
With 32 years of mortgage lending experience, I’m more excited than ever about helping people navigate homeownership. What we deliver is called “The Experience.” Our Dream Team is built on relationships, communication, and execution, because choosing a mortgage lender is about far more than numbers—it’s about trust and strategy.
From the mountains to the coast, I’d love to be your resource and advocate. Reach out anytime—let’s start the conversation.
“Let your light so shine…” — Matthew 5:14–16
Learn Before You Borrow
A smarter mortgage strategy build around you!
Maximize your VA benefit with confidence and strategy!
Build confidence before your first offer. Avoid costly surprises!
Strategize to support long-term wealth!
We gotta laugh!







