Bank Statement Loan

A bank statement loan is an ideal mortgage solution for self-employed professionals, business owners, independent contractors, entrepreneurs, freelancers, gig workers, healthcare professionals, and real estate agents. This non-traditional financing option can provide greater purchasing power compared to conventional loans based solely on taxable income.

Flexible Income Documentation Options:

  • 1099 income
  • Asset depletion or asset utilization without being of retirement age

Beneficios clave:

  • No tax returns required
  • No W-2s or paystubs needed
  • Competitive interest rates
  • Flexible loan-to-value (LTV) limits
  • Credit score requirements similar to conventional loans

Whether you're looking to purchase a home or refinance, a bank statement loan can offer the flexibility and buying power you need, especially if traditional documentation doesn’t reflect your true earning potential.

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