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5 Ideas to Make Your New Year’s Resolution Stick

View of Wilmington North Carolina from across the river

Did you know that 80% of people who make a New Year’s resolution fail by the start of February? Whether you are trying to curb unwanted habits or establish new routines, stay on target by following these five steps!

Limit Your Resolutions

While you might have a long list of potential New Year’s resolutions, taking on too much all at once can be daunting. Instead, you should pick just one resolution and focus your energies on it rather than spreading yourself too thin among multiple goals.

Choose a Specific Goal

Some of the most common resolutions include losing weight, getting more organized or being more productive in the New Year. Instead of selecting such an ambiguous goal, focus on something more concrete that you can realistically set your sights on. Choosing an achievable goal also gives you the opportunity to plan exactly how you are going to accomplish and stick to that goal.

Break Your Big Goal into Small Steps

When you start with a lofty goal like losing weight or saving dollars, it is easy to get discouraged. Instead, start by determining small achievable milestones. By dominating these smaller obstacles, you are sure to build the momentum you need to conquer your big New Year’s resolution.

Get Support

Your secret weapon to crushing your resolutions could be a friend, family member or even a coworker! Find an accountability partner to help you stay motivated and determined. Depending on your goal, you could also enlist the help of others by joining a group that shares the same goal.

Celebrate Your Progress

Breaking bad habits can be challenging, but do not get discouraged if you temporarily lapse back into unwanted routines. Reaching your resolutions is a journey and should be enjoyable. If you temporarily lapse back into unwanted routines, do not get discouraged by focusing on the imperfection. Instead, focus on the progress you have made and remain optimistic as you reset. For extra motivation, plan out special rewards whenever you hit a milestone achievement!

Is becoming a homeowner one of your 2023 goals? We can help you! Get started today by contacting one of our experienced Loan Officers.

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The Down-Low on Down Payments

While a 20 percent down payment is considered ideal, it’s not actually as common as you might think, nor is it a necessity to buying a home.

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Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA, IN, KY, MD, NC, OH, PA, SC, TN, TX, VA, WV |
308 Market St SE, Roanoke, VA 24011

 

 

 

 

 

 

 

 

 

 

 

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA, IN, KY, MD, NC, OH, PA, SC, TN, TX, VA, WV |
308 Market St SE, Roanoke, VA 24011