“I am looking for a house in a rural community.”
- No down payment option for eligible applicants
- Ideal for low-to-moderate income borrowers
- Covers a wide range of property types
- Fixed-rate loans in qualifying rural areas
This unique loan program is offered through the Rural Housing Service, an agency of the U.S. Department of Agriculture. A USDA loan is designed to assist low- and moderate-income rural residents by providing better access to affordable housing finance options with little or no out-of-pocket costs in eligible areas.
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