})(); USDA Loans, USDA Rural Housing Loans - ALCOVA Mortgage
Nice colonial style home
Nice colonial style home

USDA Loans

“I am looking for a house in a rural community.”

  • No down payment option for eligible applicants
  • Ideal for low-to-moderate income borrowers
  • Covers a wide range of property types
  • Fixed-rate loans in qualifying rural areas

This unique loan program is offered through the Rural Housing Service, an agency of the U.S. Department of Agriculture. A USDA loan is designed to assist low- and moderate-income rural residents by providing better access to affordable housing finance options with little or no out-of-pocket costs in eligible areas.

Shop Loans

Discover all of the mortgage options, and find the loan that fits your needs!

Home Buyer Tools

Get all the knowledge and resources you need to buy a home and move in!

Calculators

Feel like crunching some numbers on your own? Check out our mortgage calculators!

ALCOVA-color-bar
color-bar-mobile

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011