headshot of matt earley
Matt Earley
Loan Officer
NMLS ID# 2093275
Matt Earley
Loan Officer
NMLS ID# 2093275

Licensed in:

FL, NC, SC, TN

Visit:

1430 Commonwealth Dr. Ste 202 Wilmington, NC 28403

Mobile:

Office:

Get To Know Matt Earley

I am originally from...

Lebanon Township, NJ and Bolivia, NC

This is what excites me about assisting people with their home loans...

It's truly a fascinating industry; as a homeowner myself, I like being up-front and transparent with my clients and helping make their purchase or refinance as smooth as possible.

My favorite local activities are...

Gardening, working out, enjoying the outdoors and watching my favorite (terrible) sports teams with my son: NY Jets, Carolina Panthers, NY Mets and Carolina Hurricanes.

Some of my go-to movies are...

Ferris Bueller's Day off, Old School, not a movie- The Sopranos

My favorite local hangouts are...

Restaurants: The Keg and Egg (Wilmington, NC), Circa 1922 (Wilmington, NC), Brunswick Beer & Cider (Leland, NC), Pizzetta's (Leland, NC) and Long Island Eatery (Wilmington). Outdoor Parks: Bellville Waterfront Park, Fort Fisher Recreation Area, Ocean Isle Beach Park. Museums: Children's Museum of Wilmington and Fort Fisher Aquarium.

Here are some local organizations I support...

Mustaches for Kids, Make-A-Wish of Eastern NC, North Brunswick Chamber, BNI

My dream vacation is...

Ireland and Hawaii
The Matt Earley Team of ALCOVA Mortgage logo

Hi, I’m Matt—and I’m here to make a difference.

It’s not just what I do, but why I do it.

For me, homeownership is more than a transaction—it’s a chance to help people build a solid foundation for a better future. A home represents stability, pride, and a place where memories are made, and communities are built.

At the heart of everything I do is a strong sense of integrity. I believe that honesty, transparency, and doing the right thing aren't optional—they’re essential. These values are the foundation for every relationship I build and every decision I make.

I’m passionate about lifting others up and giving back to the communities I serve. Whether it’s through volunteering, community involvement, or simply being a kind and reliable presence, I’m committed to making a positive impact.

One of my favorite ways to connect with this mission is through landscaping—a personal passion of mine that allows me to turn houses into welcoming, lived-in homes. It’s just one more way I get to bring beauty, warmth, and care into everyday life.

My purpose is clear: to help others reach their goals, create meaningful change, and leave a legacy rooted in kindness and contribution.

What I Do

Helping you every step of the way.

Icon of customer service representative
Exceptional Service, Every Time

I pride myself on clear communication, fast follow-ups, and a commitment to keeping you informed throughout the mortgage process. No guesswork—just straightforward, attentive service you can count on.

Icon of hands shaking with house behind them
A Simple, Stress-Free Experience

From our first conversation to closing day, I make it my mission to simplify the mortgage process. Whether we connect in person, online, or over the phone, I’ll work around your schedule to make things as easy and convenient as possible.

Icon of arrows going multiple directions
Loan Options that Fit Your Life

Whether you're a first-time buyer, a military veteran, or somewhere in between, I’ll help you explore a range of loan options—from Conventional and FHA to VA and USDA—so we can find the best fit for your goals.

Icon of heart above hands
Rooted in Community

Working with ALCOVA means more than just closing loans—it means making a real difference. I'm proud to support programs that honor local heroes and give back to causes that matter. Serving others is part of the mission, both in business and in life.

Who I Help

Guiding all types of buyers through the mortgage journey.

First-Time Homebuyers

Taking the leap into homeownership for the first time can feel overwhelming—but you’re not alone. I’ll walk you through every step, explain the ins and outs, and help you avoid common pitfalls. My goal is to make your first buying experience smooth, stress-free, and exciting.

Current Homeowners Ready for a Change

Whether you're upsizing, downsizing, or shopping for a second home, I’m here to help you navigate the unique financial considerations that come with already owning a home. We’ll map out your options and build a plan that fits your goals.

Homeowners Looking to Refinance

If you're exploring ways to lower your monthly payment, tap into equity, or adjust your loan terms, refinancing might be the right move. I’ll help you understand what’s possible—and make sure you’re set up with a smart, cost-effective strategy.

Real Estate Investors

Looking to expand your portfolio? I’ll help you explore financing options that make the most of your investment, with a focus on maximizing your return and ensuring a smooth closing process.

Trusted By Homeowners

Richard P - 4.83
July 20, 2025
Calabash, NC

Matt was very personable and helpful in processing my mortgage

Tina M - 5.0
July 19, 2025
Castle Hayne, NC

Matt was so helpful, any questions, he made sure we knew what was going on and how to do what we needed to. I would highly recommend him to my closest friends! He made the process much more comfortable for us as we weren't sure exactly what to do! I highly recommend Matt!

Patrick - 5.0
July 2, 2025
Locust, NC

Matt was great and made Himself available to us.

Equal Housing Lender Logo
ALCOVA Mortgage LLC | NMLS ID#40508 | 
www.nmlsconsumeraccess.org

Licensed in AL, AR, CO, DC, FL, GA, IL, IN, KY, LA, MD, MI, NC, NJ, OH, OK, PA, SC, TN, TX, VA, WA, WV | 308 Market Street SE, Roanoke, VA 24011

© 2025 ALCOVA Mortgage, LLC. All rights reserved.

ES