headshot of karyl smith
Karyl Smith
Loan Officer
NMLS ID# 115330
Karyl Smith
Loan Officer
NMLS ID# 115330

Licensed in:

NC

Visit:

312 W. Millbrook Road, Suite 201, Raleigh, NC 27609

Mobile:

Office:

Get To Know Karyl Smith

I am originally from...

Chicago, IL

This is what excites me about assisting people with their home loans...

Every day is different!

My favorite local activities are...

Traveling, hiking, gardening and working out

Some of my go-to movies are...

Up, Much Ado About Nothing, While you were Sleeping

My favorite local hangouts are...

42nd Street Oyster Bar, Coquette, Duke gardens

Here are some local organizations I support...

Triangle Business Builders

My dream vacation is...

Europe and Central America

Trusted By Homeowners

Karina Garcia - 5.0
June 24, 2025

Just closed on our second home and wishing we could have gone with Alcova from the beginning. By far the best experience; Cristina Osborne was wonderful to work with, she was professional, informative and so patient and helpful. She explained all processes and documents and made the whole thing feel so easy and fast! Will be recommending to all family and friends.

Meg Howard - 5.0
June 24, 2025

Working with Steve Hobbs was a great experience! He handled our questions professionally and helped us swiftly. Best of all, we closed on time and with the best rate possible! You will be glad you chose to work with Steve Hobbs at Alcova Mortgage.

Kelvin Rodriguez - 5.0
June 24, 2025

an outstanding experience with Alcova Mortgage. The entire process was smooth, and I felt supported every step of the way. Cristina Osborne, in particular, went above and beyond to ensure all my questions were answered and the process was transparent. Her professionalism, patience, and genuine care for her clients really stood out. I couldn’t have asked for a better experience, and I highly recommend Alcova Mortgage and Cristina Osborne for anyone looking for mortgage services.

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