headshot of karyl smith
Karyl Smith
Loan Officer
NMLS ID# 115330
Karyl Smith
Loan Officer
NMLS ID# 115330

Licensed in:

NC

Visit:

312 W. Millbrook Road, Suite 201, Raleigh, NC 27609

Mobile:

Office:

Get To Know Karyl Smith

I am originally from...

Chicago, IL

This is what excites me about assisting people with their home loans...

Every day is different!

My favorite local activities are...

Traveling, hiking, gardening and working out

Some of my go-to movies are...

Up, Much Ado About Nothing, While you were Sleeping

My favorite local hangouts are...

42nd Street Oyster Bar, Coquette, Duke gardens

Here are some local organizations I support...

Triangle Business Builders

My dream vacation is...

Europe and Central America

Trusted By Homeowners

Michael Edward - 5.0
March 25, 2026
New Bern, NC

Karyl was easy to work with. Very attentive and responsive. Patient and compassionate. While our situation presented some unique challenges, Karyl was undaunted and found a solution that worked for us.

Karina - 5.0
January 29, 2026

Just closed on our second home and wishing we could have gone with Alcova from the beginning. By far the best experience; Cristina Osborne was wonderful to work with, she was professional, informative and so patient and helpful. She explained all processes and documents and made the whole thing feel so easy and fast! Will be recommending to all family and friends.

Meg - 5.0
January 29, 2026

Working with Steve Hobbs was a great experience! He handled our questions professionally and helped us swiftly. Best of all, we closed on time and with the best rate possible! You will be glad you chose to work with Steve Hobbs at Alcova Mortgage.

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