headshot of josh morgart
Joshua Morgart
Loan Officer
NMLS ID# 2019366
Joshua Morgart
Loan Officer
NMLS ID# 2019366

Licensed in:

MD, WV

Visit:

14602B McMullen Hwy SW, Cumberland, MD 21502

Mobile:

Office:

Get To Know Joshua Morgart

I am originally from...

I've been a Keyser resident for so long I consider it where I am from

This is what excites me about assisting people with their home loans...

Being able to help people with possibly the biggest buying decision of their life

My favorite local activities are...

Hiking and spending time with my family

Some of my go-to movies are...

Pretty much anything Super Hero related

My favorite local hangouts are...

Queen's Point Coffee, Hoover's Bar and grill, and almost all of the local state parks

Here are some local organizations I support...

Any sports my children are involved in

My dream vacation is...

Anywhere with sunshine and sand

Trusted By Homeowners

Sarah Ann - 5.0
August 1, 2025
Cresaptown, MD

Josh was very helpful and made the entire pr go smoothly!

Bradley Ryan - 5.0
July 17, 2025
Corriganville, MD

Josh was really nice! And he made the process so easy and quick! I've never had any luck with any other mortgage loan officer and mortgage company. So Josh is a life saver! And I'll refer him and alcova 100 times over to any and everybody!

Mallery - 5.0
July 14, 2025
Frostburg, MD

Josh was amazing from start to finish! This is the first house I've bought on my own and was FSBO, so it had the potential to be very confusing and stressful. He was incredibly helpful and supportive through the entire process. I shopped around for my loan, and unlike many others, he was patient and willing to explain everything without being pushy. When I chose to apply for a mortgage through Alcova, he was with me every step of the way to explain what was going on and make sure I was getting the right loan for me. Because he's local, he was even able to recommend local insurance and other companies who know the area and were able to give me much better deals than the big online ones. I would absolutely recommend that any friends and family looking to purchase a home contact Josh before anyone else.

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