About Bob Kennedy
For more than 35 years, I've had the privilege of helping thousands of individuals and families through one of life's most important financial decisions—financing a home. Along the way, I've originated over $1.5 billion in home loans.
Experience matters, but so does personal attention. After more than 35 years in this business, I still believe every client and every loan deserves both.
I enjoy listening to people, understanding what they are trying to accomplish, and helping them find the mortgage solution that best fits their situation. In many cases, that also means working closely with their Realtor to help make the entire process go as smoothly as possible.
Sometimes the most valuable thing I can offer isn't simply a loan—it's helping someone understand their options.
Can I buy my next home before I sell my current one?
How much should I put down?
Should I pay points?
Those are the kinds of conversations I enjoy having with clients.
Whether someone is buying their first home, moving up, refinancing, purchasing an investment property, or dealing with a more complicated financing situation, my goal is to make the process understandable, find solutions when challenges arise, and help them make a confident decision.
One of the most rewarding parts of being in this business for so many years is the relationships I've developed. Many clients have returned to me over the years and referred their children, family members, and friends. That kind of trust means a great deal to me.
Bob Kennedy is a Charlotte-area mortgage loan originator and Certified Mortgage Advisor with Carolina Mortgage Services Team of ALCOVA Mortgage, serving homebuyers and homeowners throughout North Carolina, South Carolina, and Virginia.






