})(); FHA Loans, FHA Mortgage Programs - ALCOVA Mortgage
Nice colonial style home
Nice colonial style home

FHA Loans

“I am searching for a low down payment option.”

  • 3.5% minimum down payment
  • 100% of the down payment can be a gift
  • Less-than-perfect credit qualifications
  • Fixed-rate for primary residences

An FHA home loan from ALCOVA Mortgage can be the key to helping you purchase a home even if you don’t have a lot saved or have less-than-perfect credit. Compared with conventional loans, FHA loans offer lower down payments, lower closing costs, and less restrictive credit score requirements. FHA Loans are popular with first-time buyers but are open to all home buyers. They can even be used to refinance or make home repairs, improvements, or upgrades.

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Discover all of the mortgage options, and find the loan that fits your needs!

Home Buyer Tools

Get all the knowledge and resources you need to buy and maintain a home.


Feel like crunching some numbers on your own? Check out our mortgage calculators!


Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011