})(); FHA Loans, FHA Mortgage Programs - ALCOVA Mortgage
Nice colonial style home
Nice colonial style home

FHA Loans

“I am searching for a low down payment option.”

  • 3.5% minimum down payment
  • 100% of the down payment can be a gift
  • Less-than-perfect credit qualifications
  • Fixed-rate for primary residences

An FHA home loan from ALCOVA Mortgage can be the key to helping you purchase a home even if you don’t have a lot saved or have less-than-perfect credit. Compared with conventional loans, FHA loans offer lower down payments, lower closing costs, and less restrictive credit score requirements. FHA Loans are popular with first-time buyers but are open to all home buyers. They can even be used to refinance or make home repairs, improvements, or upgrades.

Shop Loans

Discover all of the mortgage options, and find the loan that fits your needs!

Home Buyer Tools

Get all the knowledge and resources you need to buy and maintain a home.

Calculators

Feel like crunching some numbers on your own? Check out our mortgage calculators!

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Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011