FHA Loans

“I am searching for a low down payment option.”

• 3.5% minimum down payment
• 100% of the down payment can be a gift
• Less-than-perfect credit qualifications
• Fixed-rate for primary residences

An FHA home loan from ALCOVA Mortgage can be the key to helping you purchase a home even if you don’t have a lot saved or have less-than-perfect credit. Compared with conventional loans, FHA loans offer lower down payments, lower closing costs, and less restrictive credit score requirements. FHA Loans are popular with first-time buyers but are open to all home buyers. They can even be used to refinance or make home repairs, improvements, or upgrades.

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Home Buyer Tools

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Calculators

Feel like crunching some numbers on your own? Check out our mortgage calculators!