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Spring Cleaning Tips: Freshen Up Your Home for the New Season

Mike Charles March 25, 2025 No Comments

The flowers are blooming, the birds are chirping, but your house may still feel like it’s stuck with the winter blues. It’s time for spring cleaning, a tradition that allows…

HELOC vs. Mortgage: Which One is Right for you

Philip Allman March 18, 2025 No Comments

When it comes to financing a home, two common options homeowners consider are a home equity line of credit (HELOC) and a traditional mortgage. While both involve borrowing against your…

man fixing door knob of home he's planning to sell

Planning to Sell Your House? Prep for a Successful Listing

Mike Charles March 18, 2025 No Comments

Planning to sell your home this spring? Now is the perfect time to start preparing your house for sale! A little effort upfront can make a big difference when it…

What Is NMLS? The Nationwide Mortgage Licensing System Explained

Philip Allman March 11, 2025 No Comments

When searching for a mortgage lender, you might notice a unique NMLS number attached to their name. This identifier plays a crucial role in ensuring transparency and accountability in the…

Spring Home Maintenance Checklist

Mike Charles March 11, 2025 No Comments

A change of seasons always requires a few essential spring home maintenance tasks to keep your property in top condition. Spring is the perfect time to tackle chores that get…

3 Reasons Why You Need A Mortgage Pre-Approval

Mike Charles March 4, 2025 No Comments

Browsing listings is exciting, but your first homebuying step should be mortgage pre-approval. Here are three reasons to start with pre-approval before anything else. Know What You Can Afford Pre-approval…

DSCR Loans: Unlocking Real Estate Investment

Philip Allman March 4, 2025 No Comments

Securing financing can be a major challenge for real estate investors, especially when traditional loan requirements don’t align with their financial situation. Fortunately, Debt Service Coverage Ratio (DSCR) loans provide…

Reduce Allergens in Your Home

Mike Charles February 25, 2025 No Comments

Spring is on its way and that means pollen will soon be in the air! The beautiful transition to the season is rejuvenating but dealing with those troublesome allergies is…

Emotional Reasons to Buy a Home

Mike Charles February 18, 2025 No Comments

While financial factors like building equity, benefiting from mortgage interest tax deductions, and making a long-term investment are compelling reasons to buy a home, emotional motivations play an even stronger…

APR vs. Interest Rate: What Homebuyers Need to Know

Philip Allman February 14, 2025 No Comments

When securing a mortgage, you’ll encounter two crucial terms: interest rate and annual percentage rate (APR). While they might seem similar, understanding the difference can save you thousands of dollars.…

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Licenses

ALCOVA Mortgage LLC | NMLS ID#40508 |

www.nmlsconsumeraccess.org

Licensed in AL, AR, CO, DC, FL, GA, IL, IN, KY, LA, MD, NC, OH, OK, PA, SC, TN, TX, VA, WA, WV
308 Market Street SE, Roanoke, VA 24011