headshot of bob kennedy
Bob Kennedy
Branch Manager
NMLS ID# 61794
Bob Kennedy
Branch Manager
NMLS ID# 61794

Licensed in:

NC, SC, VA

Visit:

10800 Sikes Pl. Suite 180, Charlotte, NC 28277

Mobile:

Office:

Get To Know Bob Kennedy

I am originally from...

Roanoke Rapids, North Carolina

This is what excites me about assisting people with their home loans...

Listening to people, understanding what they are trying to accomplish, and helping them find the right mortgage solution for their situation. I especially enjoy helping clients understand their options and finding solutions when a financing situation isn't quite as straightforward as it first appears.

My favorite local activities are...

Spending time with my wife, family, and friends; watching our six grandchildren grow and develop their own interests and talents; following sports and reading.

Some of my go-to movies are...

Top Gun, Top Gun: Maverick, I can Only Imagine 1 & 2, and A Great Awakening.

My favorite local hangouts are...

My wife and I enjoy good Mexican, Italian, American, and Asian fusion, and I particularly enjoy getting together for breakfast with friends.

My dream vacation is...

Anywhere in the Caribbean. We enjoy the beach, the atmosphere, the things there are to do, and the restaurants. Somehow, food just seems to taste better at the beach.
Carolina Mortgage Services Team of ALCOVA Mortgage Logo

About Bob Kennedy

For more than 35 years, I've had the privilege of helping thousands of individuals and families through one of life's most important financial decisions—financing a home. Along the way, I've originated over $1.5 billion in home loans.

Experience matters, but so does personal attention. After more than 35 years in this business, I still believe every client and every loan deserves both.

I enjoy listening to people, understanding what they are trying to accomplish, and helping them find the mortgage solution that best fits their situation. In many cases, that also means working closely with their Realtor to help make the entire process go as smoothly as possible.

Sometimes the most valuable thing I can offer isn't simply a loan—it's helping someone understand their options.

Can I buy my next home before I sell my current one?
How much should I put down?
Should I pay points?

Those are the kinds of conversations I enjoy having with clients.

Whether someone is buying their first home, moving up, refinancing, purchasing an investment property, or dealing with a more complicated financing situation, my goal is to make the process understandable, find solutions when challenges arise, and help them make a confident decision.

One of the most rewarding parts of being in this business for so many years is the relationships I've developed. Many clients have returned to me over the years and referred their children, family members, and friends. That kind of trust means a great deal to me.

Bob Kennedy is a Charlotte-area mortgage loan originator and Certified Mortgage Advisor with Carolina Mortgage Services Team of ALCOVA Mortgage, serving homebuyers and homeowners throughout North Carolina, South Carolina, and Virginia.

Trusted By Homeowners

Jared - 5.0
August 14, 2026
Mint Hill, NC

Bob was super helpful with describing the process for us. He utimatley had our best interest at heart. Even when we had to pause because of a job change, he had the patience to wait it through with us and continued our loan as soon as we recovered. We totally recommend to anybody who is unsure about loan agents. We definitely dogded some bullets. Really grateful!!!

Jamin Royal - 4.5
July 17, 2026
Gastonia, NC

Bob was very helpful and communicated quickly and clearly, despite the challenges of us living in different time zones during this process.

Gary Edwin - 5.0
July 13, 2026
Rock Hill, SC

Personal attention, knowledge of the best product for your situation, and gently helping you through the process this is not our first closing with Bob, he has earned our trust and we will not use anyone else

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ALCOVA Mortgage LLC | NMLS ID#40508 | www.nmlsconsumeraccess.org | Licensed in AL, AR, CO, DC, FL, GA, IL, IN, KS, KY, LA, MD, MI, MO, MS, NC, NJ, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV | 308 Market Street SE, Roanoke, VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance 

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