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You Can Buy or Refi Now

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While the coronavirus may have many of us stuck at home, you don’t have to sideline your home ownership plans. Whether you are looking to buy or refinance, it might be easier than you think! With rates still near historic lows, now is a good time to talk to a mortgage professional to discuss your goals. Here are some ways we are making the mortgage process easy and simple while also keeping you safe!

Apply Online

Instead of scrambling to get all the documentation and paperwork together for an in-person appointment, you can do an online application anywhere, anytime.  ALCOVA Mortgage offers an online application that cuts out the paperwork and blends online convenience with the comfort of a professional loan officer. You can fill out the online application and easily sync your financial info through your phone, tablet or computer. If you have questions, your loan officer will guide you every step of the way!

Worry-Free Process

Even with shelter-in-place orders in effect, you can still move forward with the mortgage process, including getting an appraisal or closing on your loan. At ALCOVA Mortgage, we work with appraisal management companies and signing agents that ensure their employees are complying with CDC standards, including frequent hand-washing and avoiding close contact.

What to Expect

Plenty of precautionary measures will be used to ensure your safety, so it’s important to know what to expect. When an appraiser or signing agent arrives, they will maintain an appropriate physical distance of at least six feet, per CDC guidelines. Additionally, they may wear gloves or a facemask.

As a precaution, you may be asked by the appraiser or closing agent about your health or recent travel as a precaution. We respect your privacy, but if you haven’t been feeling well, or if you recently visited an area with active outbreaks, we are happy to work with you on rescheduling.

Helping you handle your mortgage or refinance is our mission at ALCOVA Mortgage while also keeping you, our team members and our communities safe. Contact us today to learn more about home loan options!

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4 Ways to Save For Your Down Payment

Whether you are currently looking to make the leap from renting into owning a house or planning to purchase in the next few years, it’s important to strategically save up for the down payment. While coming up with a down payment might seem daunting, it doesn’t have to be. Here are four tips you can follow to save up for your future down payment!

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Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011