Your Dream Home Could Be Within Reach!

Deciding when to become a homeowner is a personal decision for everyone, but your dream home could be within reach. Here are some crucial first steps you need to know!

GET PRE-APPROVED

Determining your mortgage budget starts with getting pre-approved with a lender. Pre-approval helps determine the loan amount that you will likely qualify for, so you are ready to start house-hunting!

DISCOVER YOUR LOAN OPTIONS

Home loans are by no means one size fits all, and there are so many mortgage options! Your ALCOVA Loan Officer will guide you every step of the way to find the loan option that fits you and your financial goals.

Worried about the down payment? It might be easier than you think. The need to put 20% down when buying a home is a common misconception — most people pay less. In fact, according to the National Association of Realtors, the average down payment among first-time buyers was about 13% in 2022. There are even loans options that don’t require a down payment at all! We can help you discover your down payment options!

Ready to get started? Contact us today for a FREE consultation!