Everything went smooth and seamlessly. Alcova and Scott Baldwin and his staff are great communicators and know their stuff. I highly recommend them if you are getting a mortgage or mortgage refinance (Which we did). No missing work to go through the process, it was so easy. They also respond quickly to emails so you will get correct information right away.

Scott was absolutely wonderful. He walked us through every step of the process. Never complained about our constant communication and questions. He was always available and super helpful. He helped us understand how much we could afford and all of the options we had to get us the best deal on our home. We are so thankful he was recommended to us and he could be a part of this major milestone.

Scott helped us at the beginning by asking what we wanted.. and he delivered on that promise! Refinanced into a lower rate while keeping the equity in the house!