
Buy Now & Refinance Later With ALCOVA Mortgage!
Are higher interest rates holding you back from buying a house? Waiting on the market rates to change could mean missing out on your dream home!
With ALCOVA’s Buy Now, Refi Later Program, buyers who close on a home purchase with us before March 31, 2023, will get back $1,000 in closing costs if ALCOVA refinances that loan before December 31, 2024.
Since mortgage rates are expected to drop within that time period, this program helps buyers take advantage of the current real estate market, before it heats back up, AND provides nearly two years to take advantage of huge savings on their refinance costs*.
Contact us today for a FREE consultation!

STEVE HOBBS
Branch Partner | NMLS ID #107574
312 W. Millbrook Rd., Suite 201 Raleigh, NC 27609
919.846.5549

KAREN BARBOUR
Sr. Loan Officer | NMLS ID #112761
312 W. Millbrook Rd., Suite 201 Raleigh, NC 27609
919.846.5549

CRISTINA OSBORNE
Loan Officer | NMLS ID #53489
312 W. Millbrook Rd., Suite 201 Raleigh, NC 27609
919.846.8448

NICK HOBBS
Sr. Loan Officer | NMLS ID #887263
312 W. Millbrook Rd., Suite 201 Raleigh, NC 27609
919.846.5549

PATRICIA ACOSTA
Loan Officer | NMLS ID #1352203
312 W. Millbrook Rd., Suite 201 Raleigh, NC 27609
919.846.5549
*Discount applied at closing to one refinance of the original property during the program period. All applications subject to approval. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Eligible to refinance after six full monthly payments.