Trade In Your Home? Yes, You Can!

Is the current market holding you back from selling and buying your next house? With the Trade-In Mortgage™ with ALCOVA Mortgage and Calque, you can use the equity in your current home to buy your next home!

BUY BEFORE YOU SELL: Simplify the process by buying and moving into your new place before you sell your current house. This allows you to make repairs and stage your old house after you’ve moved out so that it always looks show-ready and sells for maximum value.
MAKE COMPETITIVE OFFERS WITH CONFIDENCE: Say goodbye to contingencies and hello to competitive offers. By tapping into the equity in your current home, you can make offers that are as good as cash.
WORK WITH THE REALTOR OF YOUR CHOICE: We want you to have the best homebuying experience possible. That means you work with any realtor you choose so you find the best home prospects for you and get a competitive price when you sell.
ONLY PAY ONE MORTGAGE: The Trade-In Mortgage™ allows you to use the equity in your current home to make the payments on that home. While you will need to process monthly payments on both homes, you will not be out-of-pocket for two mortgages at once.
MOVE ON WITH PEACE OF MIND: Calque’s purchase price guarantee (PPG) enables you to list your original home for the most competitive asking price without running the risk of it sitting on the market for too long. If it doesn’t sell within the specified time frame (usually 120 days), Calque will purchase it from you for the previously agreed upon PPG. Either way, you move forward with a conventional loan on your new home.