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Profile picture of Michael Carson - ALCOVA Mortgage
Michael Carson
Branch Partner
NMLS ID# 112042 | Licensed In: NC, SC, VA
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Get to know me

Originally from: Charlotte, NC

What I like about this business: Helping first-time homebuyers is always rewarding!

Movies I like: The Last Samurai, Forest Gump and As Good as It Gets

Local hangouts I like: Freedom Park, Fahrenheit

What I'm involved in: Ministry, Friendship Trays, local schools

My dream vacation is: Italy or Greece

LET'S GET STARTED

Apply NOW QUICK QUOTE
704.770.6842
704.944.1808
mcarson@alcova.com
102-C Waxhaw Professional Park Dr., Ste. 100 Waxhaw, NC 28173


Real Estate on Zillow
Zillow Stars
2019-09-30

Egregious & Unethical Lending practices
zuser201407030657561
Led us to hell. Sent my documents into the system and upon request for lending Carson sent me a preApproval and not once but 3x. I went into several negotiations based on him assuring the process and as a consumer trusted his guidance. Shelled out thousands in the process for due diligence, escrows, inspections, appraisals and took time from work for such negotiations, sold personal property readying for the move - packing expenses—- then 2 days before closing Mr. Carson tells me he made an error with my income and assumed I was an employee when fact was I submitted 1099 from initial application but for whatever reason he overlooked and by his fault on that I was actually not even qualified!!’ So the deal was off , an apology was given but that’s not good enough when such a huge error caused so much duress and loss of so much! I don’t know the process but again trusted the lender the entire time to take my financials and verify them and this obviously wasn’t done. This has given me a false sense to ever trust the process because it put me in severe loss over $4,000 not including personal property I liquidated thinking I needed to sell to move to this smaller property and I have to find somewhere else to move because the place we live we have given notice that we were moving. I don’t Trust or recommend This lending company after this. It’s absolutely egregious they would issue me an approval , have me go through negotiations that cost thousands without even properly verifying my financials I submitted. This is terrible to think they approve people and have them go through the whole process and two days before close say oh I’m sorry I assumed you were an employee- absolutely egregious and unethical behavior. It’s not right at all.
Zillow StarsZillow StarsZillow StarsZillow StarsZillow Stars
2018-09-05

Great guy
randydavis2017
Mike is very good at his job. He talks and relates to you on a level where you can understand clearly what’s going on. He explained the steps as we were going through them and made sure I had a clear understanding of each process and what it meant.
Zillow StarsZillow StarsZillow StarsZillow StarsZillow Stars
2018-09-05

Awesome!
Josh
I have known michael and his wife a long time and HIGHLY recomend them. They work hard to help find the right solutions for you. They are honest, hard working and pleasant to be around. 5 stars!!
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Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011