fbpx

4 Spooktacular Halloween Ideas

View of Wilmington North Carolina from across the river

Life is full of choices, and sometimes, it’s not easy to decide. Choosing between a 15-year and 30-year fixed-rate mortgage, however,

Halloween is upon us! Whether you’re hosting a party, preparing for ghosts and goblins to knock on your door, or going trick-or-treating with your kids, here are some tips to have a safe and Spooktacular Halloween.

Beware of What You Share

Not all candy is appropriate for every child. Avoid candy that poses a choking hazard for toddlers, and keep in mind that many children have peanut allergies. Even if the candy doesn’t contain peanuts, it could be made in a facility that handles peanuts, so be sure to check the bag label for a peanut allergy warning. Want to switch it up and give a more unique offering this year? Stickers, glow bracelets, mini flashlights, bubbles, and other little knick-knacks make great additions or alternatives. Always guard your tantalizing treats, and never leave your bowl unattended outside. There is always a possibility that someone could taint your candy stash, and it’s not worth taking a chance!

Illuminate Your Haunting Home

A dimly lit entryway will set a spooky mood, but it also increases the chances of an accident. Make sure the exterior lights of your home are working, and consider turning on flood lights to illuminate the darkest areas of your yard. If you plan on going big like Clark Griswold this Halloween, be sure to follow manufacturer installation instructions, and don’t forget any exterior light should be plugged into a GFCI (Ground Fault Circuit Interrupter) outlet. Also, create a clear path to your home by removing any leaves and brush, and use battery-powered lights instead of real candles in your Jack-o-Lanterns.

Keep Your Furry Friends Safe

Weird noises and strange people can scare your pets on Halloween, so it’s important to keep your furry friends inside. It might be best to keep your pets in a separate room, so they don’t dash out the front door during peak trick-or-treat hours. Another hazard for animals is the Halloween candy which can be toxic! Chocolate in all forms, especially dark chocolate, can be very dangerous for cats and dogs, and sugar-free candies containing the artificial sweetener xylitol can cause serious health problems.

Avoid the Bad Tricks

While most trick-or-treaters are pleasant and creatively-dressed children, there are some who take “tricks” too far. The best key to avoiding these tricks on Halloween night is to think ahead and take precautions. If you plan on being out and about, lock your doors and windows, and leave indoor and outdoor lights on. Park your car in your garage, or park as close to your home as possible in a well-lit area.

If you are ready to begin the process of finding your perfect haunted house, call one of our expert Loan Officers today!

3 Tips To Tackle Your Spring Cleaning

It’s time for spring cleaning, a tradition that allows us to freshen up our homes and get a head start on the hectic seasons of spring and summer. Here are three handy tips to get started!

The Down-Low on Down Payments

While a 20 percent down payment is considered ideal, it’s not actually as common as you might think, nor is it a necessity to buying a home.

ALCOVA-color-bar
color-bar-mobile
Facebook
Twitter
GooglePlus
Youtube
Linkedin
Instagram
Better Business Bureau A+ Rating

 

 

 

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA, IN, KY, MD, NC, OH, PA, SC, TN, TX, VA, WV |
308 Market St SE, Roanoke, VA 24011

 

 

 

 

 

 

 

 

 

 

 

Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA, IN, KY, MD, NC, OH, PA, SC, TN, TX, VA, WV |
308 Market St SE, Roanoke, VA 24011