4 Reasons to Fall in Love with Home Ownership

View of Wilmington North Carolina from across the river

What’s better – renting or buying? It’s a question that most people consider at one point or another. There’s no universally correct answer to this question but owning may be the better choice for you. Here are five of the top reasons people decide to make the move to own a home and why they love it!

Making It Yours

Renters often hit a brick wall when it comes to making tweaks to their residence such as hanging pictures, painting walls, or even having pets. It can be extremely difficult, if not impossible, to customize your home and make improvements due to the rules the landlords lay down. Owning your own house, however, gives you the freedom to customize it the way you want. Want to build a fence for your dog or give the color on your walls an upgrade? Go for it!

Location, Location

Deep down, you know where you want to live and how to define what that looks like. Whether it’s near a lake, in a great school district, or simply being close to family and friends, living in a community that feels like home is important to many homeowners. So, when they find the perfect home in a community that fits them like a glove, making the move from renting to owning is such an easy choice!

Home Equity

Building equity is one of the primary financial benefits for home owners. Simply defined, equity is the amount of your home that you actually own. Put another way, home equity is a homeowner’s interest in a home which can increase over time if the property value increases or the mortgage loan balance is paid down. Either way you look at it, equity is an asset and part of your total net worth. Home equity makes it possible to buy your next home, borrow against the equity, or fund your retirement down the road. What’s not to love?

Making Memories

Home is where lifelong memories are made. A house is simply a physical structure, but a home is a place where you create meaningful memories with loved ones. It is a place for watching first steps, celebrating birthdays, enjoying family dinners and celebrating old traditions while creating new ones. Putting down roots with buying a house gives you and your family a place to enjoy for a long time.

5 Ways to Avoid Home Buyer Fatigue

Kicking off your home buying journey always starts as an exciting venture, but bidding wars, unsuccessful offers and exhaustive walk throughs can easily bring on buyer fatigue. Here are five tips to stay the course and avoid home buyer fatigue!

5 Signs It’s Time to Move!

Whether you’re running out of space, sick of your neighbors, or just ready to have the perfect home, here are some signs it’s time to make a change and move!

7 Tips to Keep Cool at Home This Summer

When you think of summer, you probably think about those harsh summer temperatures. Keep yourself and your house nice and cool this summer with these budget-friendly tips!

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Equal Housing Lender LogoALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org)
Licensed in AL, CO, DC, FL, GA, KY, MD, NC, OH, PA, SC, TN, TX, VA, WV | 308 Market St SE, Roanoke, VA 24011