headshot of zach melder
Zach Melder
Branch Manager
NMLS ID# 1531520
Zach Melder
Branch Manager
NMLS ID# 1531520

Licensed in:

NC, SC, VA

Visit:

1313A Enterprise Dr Lynchburg, VA 24502

Mobile:

Office:

Get To Know Zach Melder

I am originally from...

Rochester, MN

This is what excites me about assisting people with their home loans...

Helping people reach the American Dream.

My favorite local activities are...

Reading a good book and drinking a strong cup of coffee.

Some of my go-to movies are...

Lord of the Rings

My favorite local hangouts are...

Smith Mountain Lake, The Dahlia, Old City Cemetery

Here are some local organizations I support...

Juach Pickleball League

My dream vacation is...

New Zealand to walk the Mordor Trail to Mount Doom

Trusted By Homeowners

Festus Oluseyi - 5.0
April 20, 2026
Lynchburg, VA

Excellent guidance and support throughout my mortgage process. Prompt responses and clear explanations really helped me stay informed and confident at each stage. I especially appreciate your efforts in ensuring everything stayed on track through closing—it made a big difference.

Jordan Taylor - 5.0
April 16, 2026
Forest, VA

Zach is the man. Also helpful and friendly. Will explain things to you in detail and go above and beyond to figure out and customize the experience to serve your (the customers) interest best. Cannot recommend enough. Great communication, patience, customer service, and knowledge of the process.

Joan - 5.0
April 10, 2026
Lynchburg, VA

I appreciate Zach reaching out and suggesting I refinance . The entire process was smooth and uncomplicated. My new loan closed very quickly

Equal Housing Lender Logo

ALCOVA Mortgage LLC | NMLS ID#40508 | www.nmlsconsumeraccess.org | Licensed in AL, AR, CO, DC, FL, GA, IL, IN, KS, KY, LA, MD, MI, MO, NC, NJ, OH, OK, PA, SC, TN, TX, UT, VA, WA, WV | 308 Market Street SE, Roanoke, VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance

© 2026 ALCOVA Mortgage, LLC. All rights reserved.

ES